Glossary · Access
IBAN
Also known as International Bank Account Number
A bank-style account identifier used for SEPA transfers; some crypto cards give you one so you can fund the card by ordinary bank transfer.
An IBAN — International Bank Account Number — is the long account identifier banks across Europe use to send each other money over SEPA. Some crypto cards now hand you one of your own, so you can top up the way you’d pay any bill: a normal bank transfer.
Why it matters: an IBAN is the friendliest on-ramp a crypto card offers. Instead of buying crypto on an exchange and bridging it across, you just send euros from your bank, and they land in your card account as spendable stablecoins. The catches: an IBAN is usually gated by your nationality (not just where you live), and it can take a business day or two — and if your card’s deposit address ever changes, money sent to the old one can be lost.
For example: Gnosis Pay offers a Monerium-provided IBAN you request in the dashboard; euros you send to it land as EURe on Gnosis Chain ready to spend — typically within one to two business days, the time the SEPA transfer itself takes to settle rather than the conversion.